Downloads and Links

The following links are provided for easy access to various industry associations as well as federal agencies/regulators providing resources for fair lending risk assessment, modeling and statistical information.

Downloads from Preiss and Associates

What about Redlining? Learn more about redlining, Reasonal Expectation Market Areas and statistical analysis to support mapping in this PDF presentation.

An Introduction to Marginal Effects for Fair Lending Institutions: This PDF presentation covers how and why an institution should use Marginal Effects to reduce fair lending risk.

Narrowing the Exceptions: Presented at the OCC Fair Lending Conference, this PDF presentation covers a risk-based process to optimize fair lending monitoring.

Downloads from Fair Lending Sources

ABA Fair Lending Toolkit: Members of the American Banking Association can take advantage of a number of free resources.

CFPB Supervision and Examination Manual: Available on the CFPB’s website, this manual describes the CFPB’s examination procedures for providers of consumer financial products and services.

FFIEC Home Mortgage Data Database: This searchable database includes information on nationwide mortgage applications, originations, purchases and sales of loans, denials and other application-related actions.

Associations

American Bankers Association
www.aba.com

Consumer Bankers Association
www.consumerbankers.com

Federal Agencies or Regulators

Comptroller of the Currency
www.occ.treas.gov

Department of Justice
www.justice.gov

Federal Financial Institutions Examination Council
www.ffiec.gov

Board of Governors of the Federal Reserve System
www.federalreserve.gov

Federal Deposit Insurance Corporation
www.fdic.gov

Federal Trade Commission
www.ftc.gov

Consumer Financial Protection Bureau
www.cfpb.gov

Department of Housing & Urban Development
www.hud.gov

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