The following links are provided for easy access to various industry associations as well as federal agencies/regulators providing resources for fair lending risk assessment, modeling and statistical information.
Downloads from Preiss and Associates
What about Redlining? Learn more about redlining, Reasonable Expectation Market Areas and statistical analysis to support mapping in this PDF presentation.
An Introduction to Marginal Effects for Fair Lending Institutions: This PDF presentation covers how and why an institution should use Marginal Effects to reduce fair lending risk.
Narrowing the Exceptions: Presented at the OCC Fair Lending Conference, this PDF presentation covers a risk-based process to optimize fair lending monitoring.
How Model Risk Management Can Play a Leading Role in Compliance: Learn more about model usage and current trends in compliance.
Marginal Effects–You may not know me, but your regulator does! Published in ABA Bank Compliance, this article provides a primer on using marginal effects in fair lending analyses.
How to Assess Redlining Risk by Analyzing Peers: This article published in Bank Compliance discusses how a bank can asses its redlining risk by analyzing its lending practices in comparison to its peers.
Downloads from Fair Lending Sources
ABA Fair Lending Toolkit: Members of the American Banking Association can take advantage of a number of free resources.
CFPB Supervision and Examination Manual: Available on the CFPB’s website, this manual describes the CFPB’s examination procedures for providers of consumer financial products and services.
FFIEC Home Mortgage Data Database: This searchable database includes information on nationwide mortgage applications, originations, purchases and sales of loans, denials and other application-related actions.
American Bankers Association
Federal Agencies or Regulators
Comptroller of the Currency
Department of Justice
Federal Financial Institutions Examination Council
Board of Governors of the Federal Reserve System
Federal Deposit Insurance Corporation
Federal Trade Commission
Consumer Financial Protection Bureau
Department of Housing & Urban Development