The following links are provided for easy access to various industry associations as well as federal agencies/regulators providing resources for fair lending risk assessment, modeling and statistical information.
Downloads from Preiss and Associates
What about Redlining? Learn more about redlining, Reasonal Expectation Market Areas and statistical analysis to support mapping in this PDF presentation.
An Introduction to Marginal Effects for Fair Lending Institutions: This PDF presentation covers how and why an institution should use Marginal Effects to reduce fair lending risk.
Narrowing the Exceptions: Presented at the OCC Fair Lending Conference, this PDF presentation covers a risk-based process to optimize fair lending monitoring.
Downloads from Fair Lending Sources
ABA Fair Lending Toolkit: Members of the American Banking Association can take advantage of a number of free resources.
CFPB Supervision and Examination Manual: Available on the CFPB’s website, this manual describes the CFPB’s examination procedures for providers of consumer financial products and services.
FFIEC Home Mortgage Data Database: This searchable database includes information on nationwide mortgage applications, originations, purchases and sales of loans, denials and other application-related actions.
American Bankers Association
Federal Agencies or Regulators
Comptroller of the Currency
Department of Justice
Federal Financial Institutions Examination Council
Board of Governors of the Federal Reserve System
Federal Deposit Insurance Corporation
Federal Trade Commission
Consumer Financial Protection Bureau
Department of Housing & Urban Development