Regions Bank Overdraft Protection Violations

Overdraft Protection Violations: A Check-in for Compliance Officers

In April the Consumer Finance Protection Bureau announced that Regions Bank had signed a Consent Order regarding Overdraft Protection violations. While overdraft programs are not exactly front burner issues for most compliance officers, there are some noteworthy findings in this case that compliance officers would do well to give some consideration. Overdraft Protection Violations After […]

Consumer Compliance & Fair Lending Trends: Kansas City Federal Reserve

Beginning on April 7, the Federal Reserve Bank of Kansas City will hold a series of forums to discuss several regulatory compliance hot topics including trends in consumer compliance. The recently released Powerpoint presentation provides some insight into the Fed’s supervisory focus for the coming year. (You can view the presentation here.) The forums will be […]

Finding Fair Lending Focal Points Using Excel

Though there are numerous software options available to help you keep track of your fair lending focal points, Excel can be a powerful tool if you know how to use it. Follow these easy steps to keep track of your loan products using a pivot table. What is a Focal Point? Fair Lending Focal Points are Each Potential Combination […]