Community State Bank – Redlining

Community State Bank – Redlining Background Community State Bank is a $200 million institution in St. Charles, Mich., (near Saginaw and Flint) with eight branches.  Community consented to redlining allegations from the Department of Justice.  In the Complaint, DOJ alleged that Community had policies/practices to deny/discourage the residents of majority-minority neighborhoods from obtaining home loans.  […]

Fair Lending Compliance Services

Fair Lending Hot Topics Webinar Summary

Introduction  Recently the Non-Discrimination Working Group of the Financial Fraud Enforcement Task Force presented a webinar entitled “Fair Lending Hot Topics.”  Presenters and their topics were: U.S. Department of Justice – “Recent Fair Lending Enforcement Efforts” Federal Deposit Insurance Corporation – “Risk Assessment” Consumer Financial Protection Bureau – “Fair Lending Compliance Management” National Credit Union […]